Tax season is here. If anyone in your household had a Marketplace plan in 2022, you’ll need Form 1095-A, Health Insurance Marketplace® Statement, to file your federal taxes.

Where’s my Form 1095-A?

• You should get Form 1095-A in the mail by early February.
• Keep it with your important tax information, like W-2 forms and other records.
• Form 1095-A comes from the Marketplace, not the IRS.
• It may be available online in your HealthCare.gov account even sooner. Learn how to find it.

How to use Form 1095-A

• Before you do anything, make sure Form 1095-A is correct. It includes information about any Marketplace plans that members of your household had last year.
• If anything about your coverage or household is wrong, contact the Marketplace Call Center. Don’t file your federal taxes until you’re sent a corrected version.
• Once you’ve verified its accuracy, use the information from your Form 1095-A to “reconcile” any premium tax credit for all household members.

If you missed the January 15 deadline for Marketplace coverage for 2023, you may still have options. You might qualify for a Special Enrollment Period, or you can apply for health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Find out if you qualify for a Special Enrollment Period

• You may be able to enroll in 2023 Marketplace coverage during a Special Enrollment Period if you have limited income, or if you had certain life events, like:
  • Losing qualifying health coverage
  • Getting married
  • Having a baby or adopting a child
  • Moving
• Review the list of life events that may qualify you for a Special Enrollment Period
• Answer a few questions about your situation to learn if you may qualify

Find out if you’re eligible for Medicaid or CHIP

• Medicaid and CHIP are free or low-cost health programs that cover things like hospital stays, doctor services, and prescription drugs for children and some adults, including people with low income, pregnant people, and people with disabilities.
• You can apply for Medicaid and CHIP any time.
• Find out if you may qualify.

Your last chance to enroll in, renew, or change your Marketplace health coverage for 2023 is almost here. The deadline is January 15.

Review, update, & compare, even if you want to keep your plan

• If you had Marketplace coverage in 2022, review your application from last year and update it with any income and household changes.
• Updating your information helps make sure you get the right amount of cost savings.

Check out the new plans even if you were happy with your 2022 coverage. There might be another plan that better fits your needs and budget.

Start now—the January 15 deadline is almost here

• If you’re new to HealthCare.gov, create an account to fill out an application.
• If you already have an account, log in to update your information, compare plans, and renew or change your coverage for 2023.

Attention: The January 15 deadline to apply for, re-enroll in, or change 2023 health insurance will be here soon. This holiday season, don’t leave health insurance and the peace of mind that comes with it off your shopping list.

Important dates to know

• January 15, 2023: Deadline to apply for and enroll in 2023 coverage.
• February 1, 2023: Coverage starts.

Beat the Jan 15 deadline: Act now

• New to HealthCare.gov? Create an account to fill out an application for the first time.
• Have 2022 Marketplace coverage? Log in to update your application, compare plans, and enroll or renew for 2023.
• If you miss the deadline, you can only enroll in or change your health plan for 2023 if you qualify for a Special Enrollment Period.

Questions? Help is available

Get help applying for Marketplace health insurance.