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Life changes? You can still get 2021 health coverage

August 15, 2021

Now that the August 15 enrollment deadline due to the coronavirus disease 2019 (COVID-19) emergency has passed, you can get or change 2021 Marketplace coverage only if you have a life event that qualifies you for a Special Enrollment Period.

Image: Life events that qualify for a Special Enrollment Period

What life events qualify you for a Special Enrollment Period?

  • A change in your situation, like getting married, moving, having a baby, or losing health coverage, can make you eligible for a Special Enrollment Period. See the full list of life events.
  • Not sure your life event counts? Answer a few quick questions to find out.
  • Depending on your Special Enrollment Period type, you usually have 60 days before or 60 days after the event to enroll in or change a plan.
  • If your life event makes you eligible for Medicaid or the Children’s Health Insurance Program (CHIP), you can enroll in these programs immediately.

How to apply with a Special Enrollment Period

  • If you qualify for a Special Enrollment Period, create an account or log into an existing one to enroll in or change a plan for 2021.
  • You may be asked to submit documents to confirm the life event that makes you eligible.

If you’re not eligible to apply with a Special Enrollment Period for the rest of 2021, you can apply for a 2022 health plan November 1 through December 15, 2021.

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Resources

  • US Small Business Administration
  • Shelby County TN Business Tax Division

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Maddox Insurance Agency

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2151 Courtland Place | Memphis, TN 38104

Licensed in Tennessee, Mississippi & Arkansas

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Fax: (901) 255-9141

Lee.Maddox@maddoxinsured.com

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